In our tech-driven world, cybercriminals are increasingly leveraging Artificial Intelligence (AI) to execute sophisticated and rapid frauds. These AI-powered scams pose significant threats, leading to financial losses, reputation damage, and privacy invasion. Understanding these scams is crucial to safeguard yourself from falling victim to deceitful tactics. Here are some ways fraudsters are using AI to exploit trust and emotions:
1. Credible AI Voice Cloning Fraud:
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Picture this: You receive a call from an unknown number, and the voice on the other end sounds exactly like someone you know. The caller claims technical issues with their online bank account, asks for help, and requests a fund transfer. Believing it to be genuine due to the familiar voice, you comply. Little do you know that it’s an intricately crafted fake call using AI. Fraudsters use advanced technology to mimic voices, exploiting trust and emotions. To avoid falling prey, double-check messages and confirm details on such calls. Resist acting in haste, as fraudsters often capitalize on urgency.
2. The Curious Case of Deep Fakes:
In a recent incident in Kerala, a 73-year-old man became a victim of deepfake technology. Impersonating the individual’s former colleague, the fraudster created a convincing video call, combining appearance and voice to deceive the victim into transferring funds. Deepfakes use AI and machine learning to manipulate videos, audio, or images, creating realistic imitations of people and events. Fraudsters train algorithms with numerous data points to imitate facial expressions, voice, and behavior, making these deceptions challenging to identify.
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3. Enticing AI Phishing Frauds:
Fraudsters are now employing Generative AI software to enhance the sophistication of phishing emails. These tools assist in generating impeccable copies that can deceive readers. By leveraging AI, fraudsters enhance their written communication skills, making it harder to discern phishing attempts. Staying informed and vigilant is crucial to counter these deceptions.
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How to Avoid AI-Based Online Frauds:
- Create a ‘Safe Word’ for Verification:
Establish a code or safe word within your family to confirm identity during calls, especially considering fraudsters’ ability to replicate voices.
Avoid sharing the safe word on public platforms to maintain its effectiveness.
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- Limit Public Sharing of Personal Content:
Keep social media profiles private to restrict strangers from accessing personal photos and videos.
Refrain from publicly sharing images and videos to prevent misuse for creating deep fakes.
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- Exercise Caution with AI Bots:
Be wary of AI bots requesting unnecessary personal information during interactions.
Verify the identity of individuals before sharing sensitive details.
- Be Cautious with Clicks:
Scrutinize links, especially those offering unrealistically attractive deals.
Verify the authenticity of the provided link, especially if it appears suspicious or scrambled.
- Report Cybercrimes Promptly:
If you or someone you know falls victim to fraud, report it to the nearest police station or contact 1930 (National Cybercrime Reporting Portal helpline) immediately.
As AI gains popularity, cybercriminals equipped with AI tools pose new threats. Staying vigilant and informed is paramount to protecting yourself in this evolving landscape of cyber fraud.