Currently, there are limits on the amount of money you can take from India when traveling abroad. For Indian travelers heading overseas, it’s crucial to know these restrictions to avoid any complications during your journey.


Here are some key points regarding how much foreign currency you can carry:

Outbound Travel: Travelers heading to most countries, except for Nepal and Bhutan, can carry up to $3000 in foreign currency per trip. If you plan to carry more than this limit, you can opt for Store Value Cards, Traveler’s Checks, or Banker’s Drafts.


Returning to India: Upon returning from a temporary trip to any country (except Nepal and Bhutan), Indian travelers can bring back Indian currency notes, capped at Rs 25,000. However, when returning from Nepal and Bhutan, there are restrictions on carrying Indian Government and Reserve Bank currency notes exceeding Rs 100.

Foreigners Entering India:


Foreigners traveling to India are allowed to bring in foreign currency without a limit. However, if the value exceeds $10,000 in the form of currency notes, bank notes, or traveler’s checks, they need to declare this by filling the Currency Declaration Form (CDF) at the Indian airport customs.

Returning Foreign Currency:


There’s a rule for travelers to return foreign currency notes and checks after their trip. Generally, foreign exchange should be returned within 180 days from the return date. Yet, travelers can retain up to US$2,000 in foreign currency for future use.

Currency Exchange Timing:


It’s recommended to convert your money to foreign currency around 60 days or approximately 2 months before your trip. This can be done through a money exchanger, bank, or airport. However, experts suggest opting for a money exchanger or bank as airport exchanges tend to be around 3-4 percent costlier than market rates.

Credit Card Usage Abroad:


For those comfortable with credit card spending, using an international credit card is an option. However, be aware that each transaction comes with a fee of around Rs 90-150 and conversion charges. Paying in cash might be a more cost-effective choice compared to these charges associated with card usage.