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Travel credit cards have emerged as more than just tools for accumulating miles in the realm of travel enthusiasts in India. These cards offer a gamut of exclusive privileges, rewarding experiences, and unmatched benefits, transcending the traditional notion of credit card usage. Let’s delve into an overview of five prominent travel credit cards available in India and their distinctive offerings:

Club Vistara IDFC FIRST Credit Card: This card, with an annual renewal fee of ₹4,999, extends a plethora of advantages. Welcoming new members with complimentary premium economy ticket vouchers, 1 class upgrade vouchers, and club Vistara silver membership, it aims to elevate travel experiences. The cardholders earn 6 CV points on every ₹200 spent within the limit of ₹1 lakh per statement cycle and 4 CV points on spends exceeding ₹1 lakh.

HDFC Marriott Bonvoy Credit Card: With an annual fee of ₹3,000 plus taxes, this card embraces members with an attractive welcome gift comprising 10 Elite Night credits, 1 Free Night Award, and Silver elite status post payment within 60 days. The rewards system includes 8 points on Marriott Bonvoy hotels, 4 points on travel, dining, and entertainment, and 2 points on other eligible purchases, valid for 2 years. The card provides 12 complimentary lounge accesses within and outside India annually, coupled with diverse stay offers and milestone benefits based on expenditure. Membership entitles holders to Marriott Bonvoy Silver elite status, along with additional perks like zero lost card liability and contactless payment options.

American Express Platinum Travel Credit Card: 25-33% off on Taj and Oberoi Hotels. This credit card, with an annual fee ranging from ₹3,500 to ₹5,000 plus GST, offers a grand welcome gift of 10,000 Membership Rewards (MR) points upon spending ₹15,000 within 90 days. The MR points have a lifetime validity, accruing at a rate of 3X through Rewards Multiplier, without any capping. Cardholders can relish a 20% dining discount at select Indian restaurants and access 8 domestic lounges annually. The card’s features include stay benefits, milestone rewards, and membership privileges such as Priority Pass and Club Vistara Silver Membership, accompanied by zero lost card liability and fuel convenience waivers.

Axis Vistara Signature Credit Card: This card, featuring an annual fee of ₹3,000, presents a unique welcome gift of a premium economy class ticket voucher. With MR points valid for 3 years, the card offers 2 complimentary lounge accesses per quarter within India. It boasts stay offers and rewards based on spending categories as its primary features.

ICICI Rubyx Credit Card: With an annual fee of ₹3,000 plus GST, this card welcomes users with shopping and travel vouchers worth ₹5000+ within 30 days. MR points, valid for 3 years, deliver dining privileges through the Culinary Treats Programme and 2 complimentary airport lounge accesses per quarter. Stay offers, rewards on domestic and international spending, milestone benefits, BookMyShow discounts, and zero lost card liability comprise its array of offerings.

These travel credit cards redefine credit card usage by bestowing cardholders with a bouquet of travel-related benefits, exclusive rewards, and unique privileges, catering to the discerning needs and preferences of today’s travellers in India.

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